Mint Competitor And Personal Finance Platform HelloWallet Raises $12M From Morningstar

HelloWalletHelloWallet, a personal finance software, has raised $12 million in Series B funding from Morningstar and TD Fund. The startup previously raised $9 million in Series A funding, from Grotech Ventures and AOL co-founder Steve Case and his wife Jean. HelloWallet, which launched last year, helps users track and proactively manage their personal finances from both the web and mobile. But HelloWallet aims to be a full-service financial advisor, and looks forward to proactively uncover savings opportunities and potential threats for its members.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/vCwHPUKU3OY/

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Appigo updates Notebook for iPhone and iPad

Appigo’s Notebook app for iPhone and iPad has gone 2.0 and is now a universal app for iPhone and iPad with Dropbox support keep your notes synced across all your devices, including your Mac or PC.



Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/Z283SioVf8k/story01.htm

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Has Petroleum Production Peaked, Ending the Era of Easy Oil?

News | Energy & Sustainability

A new analysis concludes that easily extracted oil peaked in 2005, suggesting that dirtier fossil fuels will be burned and energy prices will rise


oil-pumpjacksPEAK OIL?: A new analysis published in Nature suggests that the era of easy oil may be over. Image: ? iStockphoto.com / Stephen Strathdee

Despite major oil finds off Brazil’s coast, new fields in North Dakota and ongoing increases in the conversion of tar sands to oil in Canada, fresh supplies of petroleum are only just enough to offset the production decline from older fields. At best, the world is now living off an oil plateau?roughly 75 million barrels of oil produced each and every day?since at least 2005, according to a new comment published in Nature on January 26. (Scientific American is part of Nature Publishing Group.) That is a year earlier than estimated by the International Energy Agency?an energy cartel for oil consuming nations.

To support our modern lifestyles?from cars to plastics?the world has used more than one trillion barrels of oil to date. Another trillion lie underground, waiting to be tapped. But given the locations of the remaining oil, getting the next trillion is likely to cost a lot more than the previous trillion. The “supply of cheap oil has plateaued,” argues chemist David King, director of the Smith School of Enterprise and the Environment at the University of Oxford and former chief scientific adviser to the U.K. government. “The global economy is severely knocked by oil prices of $100 per barrel or more, creating economic downturn and preventing economic recovery.”

Nor do King and his co-author, oceanographer James Murray of the University of Washington in Seattle, hold out much hope for future discoveries. “The geologists know where the source rocks are and where the trap structures are,” Murray notes. “If there was a prospect for a new giant oil field, I think it would have been found.”

King and Murray based their conclusion on an analysis of oil data from the U.S. Energy Information Administration. Looking at use and production trends, the two note that since 2005 production has remained essentially unchanged whereas prices (a surrogate for demand) have fluctuated wildly. This suggests to the authors that there is no longer any spare capacity to respond to increases in demand, whether it results from political unrest that cuts supply, as in the case of Libya’s political upheaval last year, or economic boom times in growing countries like China. “We are not running out of oil, but we are running out of oil that can be produced easily and cheaply,” King and Murray wrote.

Other statistics, however, argue against a plateau. Oil company BP found in its most recent analysis that oil production was actually more than 82 million barrels per day in 2010, higher than the proposed plateau of 75 million. That difference may be the result of the increasing use of “unconventionals”?Canadian tar sands or the natural gas liquids co-produced with oil extraction. Rising production in the China, Nigeria, Russia and the U.S. also hints that technological improvements may allow greater production from existing fields than the new research suggests.

Plus, the price of oil may argue against any such plateau. Adjusted for inflation, today’s $100 per barrel is roughly equivalent to prices in 1981, according to environmental scientist Vaclav Smil of the University of Manitoba. Smil also notes that in the last 20 years enough oil has been found to satisfy the demands of two new consumers?China and India?nations that now import more oil than is consumed by Germany and Japan.

Source: http://rss.sciam.com/click.phdo?i=4f3eedb1a86d09b9845e154d7f83e476

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The Obama Jobs Record In One Graph (OliverWillisLikeKryptoniteToStupid)

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Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/190980416?client_source=feed&format=rss

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Good day, bad day: January 23, 2012 (The Week)

New York ? China’s version of Twitter breaks the tweets-per-second record, while Rand Paul is detained by the TSA ? and more winners and losers of today’s news cycle

GOOD DAY FOR:

Finishing what you started
Rep. Gabrielle Giffords completes the “Congress On Your Corner” event that was violently interrupted a year ago by the shooting that killed six people and nearly took her life. [The Daily What]

SEE ALSO: Good day, bad day: January 12, 2012

?

Reuniting
Two Japanese brothers find each other after nearly 60 years apart. The brothers were born in California, but were separated as children when their father died. [Huffington Post]

Tweeting in Chinese
A Chinese microblogging site ? China’s alternative to Twitter ? shatters the record for the average number of tweets per second. During the Chinese New Year, an average of 32,312 messages were sent per second. [TIME]

SEE ALSO: Good day, bad day: January 19, 2012

?

BAD DAY FOR:

Forgetting your mistakes
San Francisco 49ers wide receiver Kyle Williams receives death threats after fumbling two punt returns, one in overtime, that cost the team its Super Bowl chances. [Opposing Views]

SEE ALSO: Good day, bad day: January 17, 2012

?

Rand Paul
The Kentucky senator and vocal TSA critic is detained by the TSA in the Nashville airport after setting off a full-body scanner and refusing a pat-down. [Business Insider]

Vacation planning
The cruise line that operated the ill-fated Costa Concordia ship offers victims 30 percent discounts on their next cruise, as long as they travel with Costa Cruises. [Newser]

SEE ALSO: The haute coffee-holder

?

For more winners and losers see: Good day, bad day: January 20, 2012

View this article on TheWeek.com
Get Rahm Emanuel: Obama’s main man

  • The last word: Advice from ‘America’s worst mom’
  • Palin won’t be GOP nominee in 2012
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    Source: http://us.rd.yahoo.com/dailynews/rss/oped/*http%3A//news.yahoo.com/s/theweek/20120123/cm_theweek/223603

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    Pacers trip up cold-shooting Lakers (Reuters)

    (Reuters) ? The Indiana Pacers took advantage of an ice-cold Los Angeles Lakers side with a 98-96 victory on Sunday, inflicting a third successive loss the home team.

    Indiana overcame a seven-point deficit in the fourth quarter, beating the Lakers for the second straight time at the Staples Center after ending a 14-game skid there just last season.

    Roy Hibbert played through a broken nose suffered in the first half and had 18 points and eight rebounds, knocking down six straight points in the final quarter to pull the Pacers within one with six minutes left.

    Hibbert sustained the nose injury while fouling Kobe Bryant in the first quarter but returned in the second to lead the charge.

    “Valiant effort by Hibbert. He really carried us in the second half,” Pacers coach Frank Vogel told reporters. “This is what our team is all about, a balanced attack.”

    Danny Granger added 16 to help the Pacers (11-4) close strong and Indiana finished with six players in double figure scoring.

    Los Angeles still led 94-91 in the final two minutes but Hibbert and Darren Collison scored consecutive field goals to put the visitors ahead.

    The Lakers, struggling woefully on offense this season, missed four shots in a row, including a potential game-tying three-pointer from Kobe Bryant in the last seconds.

    The Lakers (10-8) have scored 100 points just once this season and have become one of the worst three-point shooting teams in the NBA.

    Bryant, the league’s leading scorer, had 33 points on 14-for-30 shooting but it was not enough to keep Los Angeles from falling a game behind the cross-town Clippers in the Pacific Division.

    Andrew Bynum chipped in 16 and eight rebounds for Los Angeles.

    The Lakers were coming off road losses to Miami and Orlando and were hoping to recover at home.

    Source: http://us.rd.yahoo.com/dailynews/rss/sports/*http%3A//news.yahoo.com/s/nm/20120123/sp_nm/us_nba_lakers

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    Officials: Twin car bombs kill 8 in Baghdad (AP)

    BAGHDAD ? Iraqi officials say two separate car bombs have exploded in a Shiite district in eastern Baghdad, killing eight people and wounding 32 others.

    Police officials say the first attack targeted an early morning gathering of day laborers in Baghdad’s Sadr City on Tuesday. Seven people were killed and 21 were wounded, according to police.

    Minutes later, an explosives-packed car blew up near a pastry shop in the same district, killing one civilian and wounding 11 others, police said.

    Hospital officials in Baghdad confirmed the death toll. All officials spoke on condition of anonymity because they were not authorized to brief the media.

    Attacks in Iraq have surged since the U.S. troops left. More than 160 people have been killed since the beginning of the year.

    Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/ap/20120124/ap_on_re_mi_ea/ml_iraq

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    Santorum already eyeing next stop: Florida

    Republican presidential candidate, former Pennsylvania Sen. Rick Santorum, and his wife Karen, stand with cadets from The Citadel, Friday, Jan. 20, 2012, at the Patriots Dinner in Charleston, S.C. Santorum was presented with the Nathan Hale Patriots award. (AP Photo/Paul Sancya)

    Republican presidential candidate, former Pennsylvania Sen. Rick Santorum, and his wife Karen, stand with cadets from The Citadel, Friday, Jan. 20, 2012, at the Patriots Dinner in Charleston, S.C. Santorum was presented with the Nathan Hale Patriots award. (AP Photo/Paul Sancya)

    Republican presidential candidate, former Pennsylvania Sen. Rick Santorum speaks at The Citadel Patriots Dinner in Charleston, S.C., Friday, Jan. 20, 2012. (AP Photo/Paul Sancya)

    Republican presidential candidate, former Pennsylvania Sen. Rick Santorum speaks at Captain Steve’s Restaurant in Fort Mill, S.C., Friday, Jan. 20, 2012. (AP Photo/Paul Sancya)

    COLUMBIA, S.C. (AP) ? With the race here seemingly between Mitt Romney and Newt Gingrich, Republican rival Rick Santorum is bracing for a setback and looking ahead to the next contest: Florida.

    Santorum planned to visit polling locations in South Carolina and attend an evening rally in Charleston on Saturday before his campaign moved South. Santorum’s advisers said he would have no reason to exit the four-man race for the GOP nomination after voting ends and those allies note he went into primary day the top vote-getter in Iowa’s leadoff caucuses and besting Gingrich in New Hampshire.

    Romney and Gingrich were battling for the top spot in South Carolina and Santorum was looking to post an acceptable showing. During campaign stops on Friday, he cast himself as a Goldilocks candidate: just right when compared to Gingrich’s “too hot” rhetoric and Romney’s “too cold” personality.

    Santorum also looked to disqualify the fourth candidate in the race, Rep. Ron Paul of Texas. Santorum said there were three candidates who could capture the GOP nomination and cast libertarian favorite Paul as a gadfly annoyance.

    As voting opened, Santorum planned to stop by polling locations in Chapin and Greenville. He also planned an election night party at The Citadel in Charleston.

    Associated Press

    Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-01-21-Santorum/id-bae4c58dac9347f9881bd0ca9bb988f8

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    Jane Carrey: Jim Carrey’s Daughter On ‘American Idol’ Audition (VIDEO)

    Will there be another major celebrity to come out of the Carrey clan?

    Jane Carrey, daughter of star funnyman Jim Carrey, auditioned for the judges of “American Idol” in the episode aired on Sunday night. Before her vocal effort was shown, the 24-year-old participated in one of the show’s trademark pre-recorded packages that highlighted her relationship with her famous father.

    “It was definitely fun growing up with him as a father, he’s not the most extravagant celebrity so it’s been fairly normal — fairly. Everyone growing up has their issue with identity and trying to find themselves,” she said. “It is difficult kind of growing up in the shadow of something and trying to find your place in the world under the huge shadow. The last name definitely helps and hurts, I feel like there’s kind of this pressure to maybe be better, because if I make it somewhere, I run the risk of people saying ‘Oh you only got there because of this.’”

    Judge Jennifer Lopez remembered Jane from her time working with Jim on “In Living Color,” which caused a bit of a crisis over all the years that have passed since the show aired. That didn’t prejudice Lopez from letting her pass, though; Jane’s rendition of Bonnie Raitt’s “Something to Talk About” got the trio of judges saying yes.

    WATCH:

    “; var coords = [-5, -72]; // display fb-bubble FloatingPrompt.embed(this, html, undefined, ‘top’, {fp_intersects:1, timeout_remove:2000,ignore_arrow: true, width:236, add_xy:coords, class_name: ‘clear-overlay’}); });

    Source: http://www.huffingtonpost.com/2012/01/23/jane-carrey-jim-carreys-daughter-american-idol_n_1223436.html

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    Romney and Gingrich narrowly avoid Hamgate confrontation! Scenes from the South Carolina primary (The Ticket)

    GREENVILLE, S.C. — As the Great Battle of the Ham between Mitt Romney and Newt Gingrich draws to a close this morning, this reporter declares Gingrich the winner.

    As Holly Bailey describes below, America just barely avoided a primary-morning Battle Royale between the presidential contenders today at Tommy’s Ham House, a must-stop on the South Carolina campaign trail.? On Friday night, it was discovered that Romney had scheduled a last-minute visit here at the exact time Gingrich ?was ?planning to arrive. Asked about the possible conflict, both campaigns vowed they would not cancel. “We are not changing our schedule,” a Romney campaign aide told ABC News Friday night.

    The place was packed Saturday morning, and reporters circled the restaurant, aching for a Newt v. Gingrich confrontation.

    “It’s Aporkalypse Now!” CNN’s Jim Costa quipped before asking, “Are they serving Pork and Bains?”

    The excitement vanished when Romney pulled up 45 minutes before the showdown was expected to begin.

    “Mitt’s here,” a Gingrich staffer wrote in an email as soon as the bus pulled up. “He blinked.”

    I caught up with Romney just before he headed out the door. “Did you arrive early to avoid a showdown with Newt?” I asked. He ignored me and left with about 15 minutes to spare before Gingrich showed up.

    When Gingrich strolled in, he boasted.

    “I have a question!” Gingrich bellowed, standing above the crowd on a cooler. “Where’s Mitt? I thought he was going to stay and maybe we would have a little debate here this morning. So I’m kind of confused.”

    –Chris Moody, 12:15 p.m. ET

    Disappointing scores of reporters who had hoped for a tense showdown, Mitt Romney showed up more than an hour early to Tommy’s Ham House this morning, avoiding a run-in with Newt Gingrich, who had been scheduled to appear at the restaurant at the same time.

    It was a mob scene, as dozens of Romney and Gingrich supporters had staked out spots at tables around the room, leaving dozens and dozens of reporters and other onlookers to squeeze in around them. After coming through the door, Romney stood on a chair and shouted to patrons, asking for their vote. As he moved through the room, he set off a near riot.

    There was pushing and shoving, and one woman fainted just a few feet away from the candidate. Seeing no way around the mob, Romney, at one point, climbed over a table?stepping right into the breakfast of Agence France Press reporter Olivier Knox.

    Outside, Gingrich supporters waved giant “Newt 2012″ signs outside Romney’s campaign bus as Romney supporters?many of whom told Yahoo News they had driven up from Virginia to volunteer on Romney’s behalf?shouted.

    One woman near Romney waved campaign signs for both the ex-governor and Gingrich. “I can’t decide!” she said.

    Across the street, supporters of Ron Paul had occupied a Hardee’s restaurant, eying the circus from afar.

    –Holly Bailey, 12:06 p.m. ET

    GILBERT, S.C.– Curtis Loftis, one of South Carolina’s biggest tea party stars who became state treasurer in 2010, has received some flak from the movement for endorsing Mitt Romney? many tea partiers consider Romney too moderate to earn their support in 2012. But Loftis explained to Yahoo News that he sincerely believes Romney is the best candidate running for president, given the options.

    “The only perfect tea party candidates are Barry Goldwater and Ronald Reagan, and they’re both dead,” Loftis said. Asked to explain what about Romney isn’t “perfect,” Loftis said that the former Massachusetts governor isn’t as socially conservative as some of his competitors.

    “South Carolina is a very conservative state, so it’s not hard to be of the left of most of us,” said Loftis, a self-described evangelical Christian. “But Mitt Romney is a faithful guy, been married to the same woman for 43 years, a faithful member of his church, a good American.”

    South Carolina voters will rally around Romney because of his business experience, Loftis said, adding later in our conversation that “second place is last place” in the South Carolina contest.

    Watch the video to hear Loftis explain his support for Romney, and his thoughts on Texas Rep. Ron Paul and socially conservative voters in the state.

    –Rachel Rose Hartman, 11:55 a.m. ET

    Mitt Romney at Tommy’s Ham House in Greenville, S.C.

    GREENVILLE, S.C.?Just as South Carolina has become known for picking every Republican nominee since 1980, no candidate in recent memory has won the nomination without first passing through the doors of Tommy’s Ham House, a local institution known for its artery-clogging breakfasts.

    George W. Bush sampled the grits here in 2000 and 2004. John McCain held ham breakfast town halls at the restaurant in 2007, when his campaign was left for dead. (Mike Huckabee, the Republican runner-up in ’08, even visited here and?admitted it posed a major risk to his then very strict diet.)

    So it was no surprise that Mitt Romney would want to make an appearance at Tommy’s on Saturday?his first this campaign season?but as political reporters quickly noticed after the Romney campaign sent a seemingly innocuous e-mail announcing the candidate’s schedule this morning, there was a major caveat to Romney’s visit. His schedule had him appearing at the restaurant at the same time as Newt Gingrich. And thus the scandal known around Twitter as “Hamgate” was born.

    Gingrich’s campaign woke up Tommy Stevenson, the Tommy of Tommy’s Ham House, to ask if Romney had let the restaurant know he was coming. A groggy Stevenson, who is up before sunrise most days, said he hadn’t, according to the Gingrich campaign?which quickly disseminated the information to reporters, implying that Romney was trying to crash the former House Speaker’s event.

    A Romney aide called the scheduling a “pure coincidence”?but the campaign did not hide its amusement at the situation. Told that that the Gingrich campaign was putting out word from the restaurant that Romney hadn’t alerted them of his stop, Stuart Stevens, the candidate’s chief strategist, wore a sly smile. “Oh really?” he said, innocently.

    Reporters began jokingly coining the run-in as the “Ham House Showdown,” while CNN noted that Romney campaign had denied planning a “ham-bush.”

    The Gingrich advance team went into action. Shortly before 7 a.m., hours before either candidate was expected to be on the scene, aides covered virtually every stretch of grass surrounding the restaurant with “Newt 2012″ yard signs. Two enormous Gingrich placards were placed at the dueling entrances of the site, while aides papered the glass door with “Newt” signs?leaving virtually no room for Romney signs.

    By 7:30 a.m., a woman was out front selling Gingrich campaign buttons. “No Romney,” she admitted, sadly.??By 8:30 a.m., the parking lot was full, with one satellite truck and several news vans, and crews were setting up live shots. Behind them were dozens and dozens of cars, each branded with bumper stickers touting Gingrich or Romney.

    Inside, the restaurant was doing brisk business. A hostess said the restaurant called in extra hands to deal with the looming political storm. “We hope they’re ready to eat,” she said.

    Now the big unknown is whether the candidates will actually cross paths. According to his schedule, Gingrich is scheduled to arrive at Tommy’s at 10:45 a.m. ET?though the former speaker is known to run late to his events much of the time. Romney, meanwhile, is scheduled to show up on site around 11:00 a.m.?and he is often very punctual.

    If the news media is to be believed, it could be the most exciting political moment of the day, aside from the actual primary results. Or it might not be. At least we’ll always have the memory of all these pork puns.

    –Holly Bailey, 9:02 a.m. ET

    We will update this page throughout primary day in South?Carolina with scenes, videos, photographs, observations and insights from the four Yahoo News reporters on the campaign trail in the state. Come back for more!

    Read more coverage of the?2012 South Carolina primary at Yahoo News.

    Other popular Yahoo! News stories:

    ? Mailing it in: In South Carolina, a trip to the post office says everything about the campaign

    ? Romney team happy–but not too happy–on victory night: Scenes from the New Hampshire primary

    ? Close call leads Romney to ditch teleprompter in favor of familiar speech: Scenes from the Iowa caucuses

    Want more of our best political stories? Visit The Ticket or connect with us on Facebook, follow uson Twitter, or add us on Tumblr.

    Handy with a camera? Join our?Election 2012 Flickr group to submit your photos of the campaign in action.

    Source: http://us.rd.yahoo.com/dailynews/rss/gop/*http%3A//news.yahoo.com/s/yblog_theticket/20120121/el_yblog_theticket/romney-and-gingrich-in-hamgate-scenes-from-the-south-carolina-primary

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